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What are the Requisites of Applying for Citibank Personal Loan?

What are the Requisites of Applying for Citibank Personal Loan?
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You may be in need of money for taking care of your financial emergencies. Would you look into your savings account? Do you have enough money saved to take care of your financial emergency? What would you do? Your best bet would be looking for personal loan. It would be your best bet for entire financial emergency needs. It would be pertinent to mention here that you should search for a suitable moneylender providing to your monetary needs in the best possible manner. Among the several options available online, you should search for Citibank personal loan facility.

Applying for personal loan with Citibank

Are you wondering how to apply for personal loan with Citibank? The process has been relatively simple with the advent of the internet. You would be required to log on to the website of the company and choose the personal loan product suitable to your requirements and needs. Everything has been made available online. Therefore, you do not have to step out of your house to the nearest branch of Citibank in order to apply for persona loan. The online personal loan application has made things relatively easier for people. You would be required to punch in your details. The bank would provide you with best rate of interest options in Philippines. You could choose the most suitable product and rate of interest options suitable to your needs.

Application process

In order to apply for personal loan with Citibank, you should fulfil certain criteria. The foremost would be you being a resident of Philippines having a valid billing address. You should be more than 21 years of age or older to receive personal loan. You should be having a taxation number. Your annual gross income should meet the requirements of the personal loan application. You could go through the various other requirements, if any, on the official website of Citibank.

Benefits offered by Citibank

Citibank personal loan has been popular for its quickest processing time. After you have applied for persona loan, the bank would take approximately one to five days as approval duration. However, the approval would be as quick as 24 hours. The applicant would be required to have a credit card. It has been the major requirement when applying for Citibank personal loan. It would be pertinent to mention here that minimum loan tenure would be of twelve months. However, the maximum tenure would be that of thirty-six months.